National Consumer Protection Week 2014

UPDATE: Big congratulations to our Tuesday winner: Tammy Penny! 

In answer to our question, What are two things you should consider when deciding whether or not to purchase a service contract when buying a used car?, Tammy shared the following answer:

“Do you have to buy a service contract and does the service contract duplicate any warranty coverage.”

Find the link to enter each day’s contest here: http://www.dsef.org/2014/02/26/national-consumer-protection-week-2014-contest/

It’s one of our favorite weeks of the year…National Consumer Protection Week (NCPW)! It’s a time to highlight some of the amazing resources available on the web to help you make informed choices as a consumer and business owner. And since we love this week so much, we’ve decided once again to make it even MORE fun with a contest!

Each day this week, we’ll post a question. Use the NCPW resources we’ve provided to answer the question, and you’ll be entered to win an amazing gift tote full of products from a number of generous companies in the direct sales industry. We’ve provided some bonus entry options as well.

We’re giving away a bag stuffed full of amazing products each day, so be sure to come back each day to enter!

Prize Details

Today’s winner will receive a bundle of products from over 20 DSA member companies, including at least one of the following from each of these companies:

On Friday, we will choose one name from among all entries throughout the week to win an iPad mini, donated by Mannatech.

Contest also sponsored by Nu Skin, who is generously providing program funding.

How to Enter

Simply leave a comment answering today’s question: What are two things you should consider when deciding whether or not to purchase a service contract when buying a used car? (Find the link to the answer on our NCPW resources page! – Opens in a separate window)

a Rafflecopter giveaway

* Contest is open to residents of the US and Canada, ages 18 and older.

Good luck, and don’t forget to tell your friends!

123 Responses to National Consumer Protection Week 2014 Contest (Day 2)

Leave a Reply

Your email address will not be published. Required fields are marked *

You may use these HTML tags and attributes: <a href="" title=""> <abbr title=""> <acronym title=""> <b> <blockquote cite=""> <cite> <code> <del datetime=""> <em> <i> <q cite=""> <strike> <strong>

  1. Aleasha says:

    You should consider the length of the contract and who services the contract.

  2. Nadia says:

    You should consider the length and who services the contract.

  3. Carolyn says:

    Who backs the service contract and does it duplicate any warranty coverage

  4. 1) length of contract. 2) is it a duplicate of what’s already covered.

  5. First you need to determine how long you are going to keep the car. If it is a pre-owned vehicle and has very low miles on it are you going to keep it past the 3 year 36,000 miles factory warranty that is already included? Service Contracts do not start until the Manufacture’s Warranty has expired. Make sure the service contract is backed by a reputable administrator and make sure to look and see what is covered if there is a breakdown.

  6. Tammy Dayton says:

    2 things to consider before purchasing a service contract:

    1. Does the service contract duplicate any warranty coverage
    2. What is the length of the service contract.

  7. PeterQ says:

    What the service actually covers and how to cash in on the service-how you use the service when you need it.

  8. Jody Seitz says:

    One should consider length and depth of contract

  9. Melina says:

    Who is actually backing the warranty, and is it duplicating coverage you already have?

  10. Melina says:

    Who is backing the warranty, and is it coverage you already have?

  11. Judy says:

    Interesting article, good things to think about, like who is backing the agreement, how long does it last, does it overlap with other warranties, and so on.

  12. Jennifer H. says:

    How old is the car and how reliable is the car lot?

  13. Peter Gibson says:

    You will want to consider who will provide the service and what the contract covers, so that there are no surprises.

  14. Kathy says:

    Among many others, you need to know whether repairs and routine maintenance have to be done at the dealer or if you can have them done at a repair shop of your choice. Also, you need to know whether a deductible is required and, if so, the amount and terms. That way you’ll know the true value of the contract.

  15. Peter Gibson says:

    You will want to consider who will provide the service. You will also want to consider the services which are covered.

  16. You should consider the time and length of the contract. You wouldn’t want it to overlap with the warranty you are already getting. You also need to check who is in charge of your contact and if they are a respectable source.

  17. Julie Winters says:

    Length of contract and who services the contract

  18. Kate Aldrich says:

    1. If there’s a deductible (and if so how much and the terms).
    2. Whether repairs and routine maintenance have to be done at the dealer.

  19. I would consider what the costs are and exactly what is covered.

  20. Rebekah Brandt says:

    When considering a service contract, you should make sure it is through a reputable company, and that services are not being duplicated with the original warranty.

  21. Considerations when deciding whether or not to purchase a service contract when buying a used car:
    1. Who services the contract
    2. The length of the contract

  22. The two things you should consider is whether or not the service contract duplicate any warranty coverage on the car and when will the service contract start and end.

  23. Lori Orall says:

    1. Who services the contract
    2. Length of contract

  24. Clare says:

    1… my mechanic’s opinion of the car.
    2… if the Warranty is duplicating any other coverage I already have

  25. Sue says:

    Does the contract duplicate the manufacturers warranty & will the extended warranty last longer than you will own the vehicle.

  26. Angie Rogers says:

    What’s covered and how are the claims handled.

  27. Lewis Teague says:

    Terms of the coverage, who’s backing it, and are you duplicating coverage.

  28. Tara says:

    You should consider the length of warranty and who backs it.

  29. I don’t drive yet, but I would assume it would be a file that reports all past accidents and repairs to the car.

  30. Denise says:

    Two things to consider when deciding on a purchasing a service contract is what does “bumper to bumper” mean and what is the deductible. The contract may not cover certain high ticket parts and the deductible could be so high that it isn’t worth using the coverage for a minor repair.

  31. Bob Niles says:

    What is the length of the Contract? Who backs the contract? How much does it cost? What is covered?

  32. Christy says:

    1.) Does the contract duplicate the warranty and 2.) What parts or systems are covered under the service contract.

  33. Are new or reconditioned parts authorized for use in covered repairs?
    And does the service contract already duplicate coverage under a preixisting warranty?

  34. Carla cole says:

    You need to consider the warranty and how long the contract of the services they are giving you.

  35. Mandy Manley says:

    You should consider whether a deductible is required and, if so, the amount and terms.
    Also consider whether the contract covers incidental expenses, like towing and rental car charges while your car is being serviced.

  36. Maria Tipton says:

    Two things to consider is does the service contract duplicate any warranty coverage and what is the length of the service contract.

  37. Renee Gates says:

    Does the service contract cover things already covered by the warranty? How long is the contract?

  38. 1. Length of the contract. Oftentimes the services are duplicated with the warranty from the manufacturer. Therefore it maybe of benefit to you to have an extended warranty which will cover you for the duration of the term of the loan.
    2. Quality / quantity of services covered. I would only purchase a service contract from a company that provides quality service and parts to a reputable shop. Also the protection provided should not be less than what was covered with the manufacturer warranty.

  39. Dawn Radican says:

    Two things you should consider when deciding whether or not to purchase a service contract when buying a used car are:
    1) if it overlaps the manufacturer’s warranty
    2) what it actually covers vs. price you are paying
    Always research before buying

  40. Verónica Flores says:

    1 -. Hire a mechanic to inspect the car, mileage, reliability, performance and popularity.
    . 2 – Meet service coverage perfectly

  41. Rachel says:

    You should submit it to Legal Shield to make sure your not missing something and length of contract.

  42. Christine Jennings says:

    You should check the terms of what systems are actually covered under the contract and if it duplicates what is already covered under the factory warranty,

  43. Gina Hunter says:

    Does the service contract duplicate any warranty coverage?

    What is the length of the service contract?

  44. Natalie says:

    Does it already duplicate warranty coverage on the vehicle and who backs the service contract?

  45. Dina S says:

    look at the length of contract and is it duplicated of what’s already covered and by whom

  46. Helena Fajardo says:

    First service contracts should duplicates warranty coverage,offer protection or it’s transferable and the second one if the service contracts covers all the parts and system and always check all claims carefully.

  47. Lorna says:

    What are two things you should consider when deciding whether or not to purchase a service contract when buying a used car?

    1 Whether it is still covered under the manufacturer’s warranty.
    2 What’s covered.

  48. Dawn says:

    Does the service contract duplicate any warranty coverage and what the length of the service contract is.

    :)

  49. Devra says:

    To decide if you need a service contracts consider:
    1)whether repairs and routine maintenance have to be done at the dealer
    2) whether a deductible is required and, if so, the amount and terms

  50. Stephanie says:

    You should consider the length of the contract and what is covered.

  51. How long is the coverage, and who the contract is backed by. There are other things listed as well – cost, if it duplicates the warranty, etc.

  52. Priscilla says:

    cost of contract, exactly what is and isn’t covered, length of contract, and deductable,

  53. Tracy says:

    The age of your car and your car’s history, verified through carfax are the two biggest things you should consider when trying to decide if you need a service agreement on your car.

  54. 1) See whether the extended warranty overlaps the manufacturer’s coverage.
    2) Ask how claims are handled.

  55. C.Barbagallo says:

    1.Whether there’s a cancellation and refund policy for the service contract, and if it has cancellation fees.
    2. whether the dealer or company offering the service contract is reputable. Read the contract carefully to determine who is legally responsible for fulfilling the terms of the contract. Some dealers sell third-party service contracts.

  56. Melanie Marroquin says:

    Who services the warranty and the length of the contract.

  57. Teena Pankonin says:

    •whether the service contract covers all parts and systems. Check out all claims carefully. For example, “bumper to bumper” coverage may not mean what you think.
    •whether a deductible is required and, if so, the amount and terms.

  58. Jennifer L says:

    To decide whether or not to purchase a service contract you should consider :

    1. Whether the service contract duplicates warranty coverage or offers protection that begins after the warranty runs out.

    2. Whether the vehicle is likely to need repairs and how much they’re going to cost. You can determine the value of a service contract by figuring whether the cost of repairs is likely to exceed the price of the contract.

  59. Jane says:

    1.peace of mind knowing you are covered when something goes wrong with the engine
    2.safety of the vehicle

  60. Mike says:

    You should consider whether a service contract duplicates existing warranty coverage (ideally the contract applies after warranty coverage has expired). Also consider who services the contract (and what happens if they can’t fulfill the contract, if they go out of business for example)

  61. The length of the contract, who backs it and whether it duplicates another warranty.

  62. Deborah L says:

    Consider both the length of the contract as well as if it duplicates any warranty coverage.

  63. Anne says:

    Two things to consider when deciding whether or not to purchase a service contract when buying a used car are :
    1. Whether the service contract duplicates warranty coverage or offers protection that begins after the warranty runs out.
    2. Whether the service contract covers all parts and systems.

  64. Wayne Miller says:

    Does the service contract duplicate the original warranty and who backs the service contract?

  65. Cheryl says:

    You should consider if the service contract duplicates any warranty coverage as well as how much the service contract costs.

  66. Julieta renton says:

    Definitely lengthy if contract and second; does it duplicate service warranty

  67. Rafael says:

    - The cost of the service
    – What the service covers. ( what I am paying for)

  68. Chelsea Cohen says:

    What services the contract covers and the period of time the contract covers.

  69. whether the service contract covers all parts and systems.

    whether the service contract duplicates warranty coverage or offers protection that begins after the warranty runs out. Does the service contract extend beyond the time you expect to own the car?

  70. Adam Raty says:

    1.) whether there’s a cancellation and refund policy for the service contract, and if it has cancellation fees.

    2.) whether the dealer or company offering the service contract is reputable. Read the contract carefully to determine who is legally responsible for fulfilling the terms of the contract. Some dealers sell third-party service contracts.

  71. Stephanie says:

    You should consider whether the vehicle is likely to need repairs and the deductible (and lots of other important things in the article). Thanks!

  72. Renae Milburn says:

    warranty, who’s with the contact for the service warranty.

  73. Erin Phelan says:

    The mileage on the car and the cost of the contract. Low miles and expensive contract not a great deal. High miles and a relatively inexpensive contract is a good deal. Hope you don’t need it in the end.

  74. mindy says:

    You should do some research to see the service contact is make sense

  75. Ruth Harris says:

    Does the Service contract duplicate any other warranty coverage? And who backs or provides the service?

  76. Deborah Theisen says:

    How long you are going to keep the car as it usually has a warranty and how and who actually services the contract, location, deductible, length of time in business?

  77. Jennifer says:

    I would consider the mileage on the car and the lenghth of the contract

  78. Anna Attia says:

    1.What is the length of the service contract. 2.Who backs the service contract.

  79. Charles says:

    What is the length of the service contract? and How much does it cost?

  80. You’ve done it again, amazing!! Fingers crossed and thank you!

    You should consider the length and who services the contract.

  81. Tasha Brown says:

    Is the company or dealer a reputable company ?
    Does the contract duplicate what is already covered?
    Is there cancellation fees if returned?

  82. The length of the contract and whether or not the service contract duplicates the coverage of the existing warranty.

  83. What are two things you should consider when deciding whether or not to purchase a service contract when buying a used car?
    1. Do I have to buy a service contract?
    2. Does the service contract duplicate any warranty coverage?

  84. kim D'Angelo says:

    Consider the length and who services the contract.

  85. Maria perales says:

    Two considerations when deciding whether or not to purchase a service contract when buying a used car:
    1. Who services the contract
    2. The length of the contract

  86. Maria perales says:

    Some considerations
    whether repairs and routine maintenance have to be done at the dealer.
    whether there’s a cancellation and refund policy for the service contract, and if it has cancellation fees.
    whether the dealer or company offering the service contract is reputable. Read the contract carefully to determine who is legally responsible for fulfilling the terms of the contract. Some dealers sell third-party service contracts.

  87. Widmer Perales says:

    Three considerations mentioned are :
    whether the service contract duplicates warranty coverage or offers protection that begins after the warranty runs out.
    whether a deductible is required and, if so, the amount and terms.
    whether the contract covers incidental expenses, like towing and rental car charges while your car is being serviced.

  88. Claudette says:

    The length of the contract and is it duplicate of what us already covered.

  89. Leslie says:

    Do I have to buy the service contract? Who backs the contract?

  90. Clare Puerzer says:

    How much does it cost?
    What is the length of the service contact?

  91. You need to check the length of the contract and if any of the services are already covered in the warranty.

  92. Tammy says:

    Do you have to buy a service contract and does the service contract duplicate any warranty coverage.

  93. Marybeth steil says:

    Whether the warranty on the used car is still good (and covers the same items) , and if the service contract is transferable to a subsequent owner.

  94. Bob Devine says:

    Dealer& make of car

  95. Connie Crane says:

    One thing to consider when deciding whether or not to purchase a service contract is whether the dealer or company offering the contract is reputable.
    Another is whether the repairs or routine maintenance have to be done at the dealer.

  96. Marco Chim says:

    1) Age and reliability of the car
    2) Is the company backing the contract reliable

  97. 1. whether repairs and routine maintenance have to be done at the dealer.
    2. whether there’s a cancellation and refund policy for the service contract, and if it has cancellation fees.

  98. Vickie Courson says:

    Length of contract and service provider.

  99. Amanda Gillon says:

    1) consider the length of contract. 2) is it a duplicate of what’s already covered.

  100. Margaret Thomas says:

    What’s covered and how much does it cost?

  101. Amanda says:

    whether repairs and routine maintenance have to be done at the dealer.

    whether there’s a cancellation and refund policy for the service contract, and if it has cancellation fees.

  102. Teresa Davis says:

    Length of the contract and who services it.

  103. Check out if the contract covers all parts and service. Check out the company that is offering the service contract – is it reputable?

  104. Emily Dixon says:

    Does it overlap any existing manufacturer warranties and how long is the service agreement good for?

  105. Length of Service and What it covers

  106. Drk says:

    Beware of dealers selling something you don’t need and something that is already covered!

  107. JoAnn says:

    You should consider the length of the contract and whether or not you really need one? Are you being scammed!!!

  108. Nikki says:

    You should consider a number of things including:

    (1) whether repairs and routine maintenance have to be done at the dealer; &
    (2) whether there’s a cancellation and refund policy for the service contract, and if it has cancellation fees.

  109. Trina teo says:

    See if original warranty already covers some of the services. Does it cover towing, rental s etc…does the cost of service contact more then the repairs?

  110. whether the vehicle is likely to need repairs and how much they’re going to cost. whether the contract covers incidental expenses, like towing and rental car charges while your car is being serviced.

  111. Tammy van Dongen says:

    1) How much does the service coverage cost, and 2) What is covered by the service contract?

  112. 2 things to consider –

    1 – whether the service contract duplicates warranty coverage or offers protection that begins after the warranty runs out.
    2 – whether the service contract covers all parts and systems

  113. Stacy Graham says:

    Who backs the service contract and how much does it cost.

  114. Barbara Ayscue says:

    How long is the warranty that comes with the car?
    What is covered under the purchased warranty?

  115. Birgit says:

    What is the length of the service contract and who backs the service contract.
    PS: didn’t know about this website until today, I really like it and have bookmarked it. Thank you!

  116. Rosemary S. says:

    Will the service contract overlap the vehicle’s existing manufacturer’s warranty? Do more research to see if the service contract makes sense.

  117. Whether there is a manufacturer’s warranty and how long you expect to keep the car.

  118. Diane Roseen says:

    Does the service contract duplicate the warranty coverage? What is the length of the contract?

  119. Kim Cook says:

    1.) Length of contract.
    2.) Does it duplicate any warranty coverage.

  120. Alyce Eskew says:

    1. It may overlap with the vehicle’s existing manufacturer’s warranty. So before you spend the extra money, do some research to see if an auto service contract makes sense. Coverage varies widely.
    2. Consider if used car & are you keeping the car past the factory warranty.
    Be sure the warranty backed by reputable company.
    Check what does the extra warranty cover, specifically

  121. Helen shay says:

    Know the history of repairs on year, make, and model of car you are going to purchase.